Morgantown Insurance Coverage Dispute Lawyer

Proven Legal Representation for Victims of Illegal Insurance Actions

The Law Firm You Can Trust

Are you involved in an insurance coverage dispute with your insurance company? If you have a valid insurance claim that meets the legal terms of your policy and you believe the insurance company is unfairly denying your claim (or using devious tactics to delay or otherwise avoid upholding their part of the policy contract), you need a skilled insurance dispute attorney who is willing to fight for your rights. There is a very short statute of limitations. Contact a lawyer immediately.

Under West Virginia law, deceptive techniques intended to breach the insurance company’s duties are illegal – and punishable by stiff penalties. At Angotti & Straface Attorneys at Law, we offer proven legal representation for insureds in the Panhandle and surrounding areas of West Virginia. We help policyholders seek legal remedies related to insurance coverage dispute claims made against their insurers:

  • Homeowner Insurance Disputes
  • Motor Vehicle Insurance Disputes
  • Life Insurance Disputes
  • Request a FREE Case Evaluation

    Common Insurance Coverage Disputes in West Virginia

    There are numerous reasons why insurance coverage disputes occur between insurers and insureds in West Virginia. It is important to keep in mind that it is not legal for an insurance company to operate their business in a deceptive manner. While some claims for insurance coverage are truly invalid, we sometimes witness insurers operating in a manner consistent with taking advantage of their insureds at a time when they are financially and emotionally vulnerable. This is unacceptable. Some of the most common insurance coverage disputes we handle include the unlawful:

  • delay in claims processing time
  • denial of legitimate, valid claims for covered events and perils
  • dishonest/deliberate misrepresentation of policy coverage
  • denial of the occurrence of a covered event that actually happened
  • false allegation that the insured does not possess the assumed coverage
  • false allegation that the insurance policy has expired or the premiums have not been paid
  • false allegation that insured failed to cooperate or timely report a claim
  • blatant refusal to settle a valid claim
  • attempt to settle a claim for less than the true value
  • failure to alert a policyholder to the existence of a deadline
  • attempt to convince a policyholder to abandon a valid claim by intentional delay, ignoring the insured’s contact attempts, or other nefarious means
  • failure to conduct a proper investigation
  • concealment of essential paperwork or information
  • failure to disclose information regarding coverage
  • Wrongful Denial or Delay of Insurance Coverage Is Illegal in West Virginia

    Your insurance policy is a legally-binding agreement between you and your insurance company. The exact terms and amounts of coverage are clearly listed. Considering this, it is reasonable to assume that if you experience a covered loss, you will file a claim and receive a check for your covered losses. Unfortunately, that is not always the case. Sometimes, unscrupulous insurers may attempt to wrongfully minimize or deny payouts for legitimate covered events – often due to immense pressure from company stockholders whose sole interest is profit. This is not just wrong – In West Virginia, it is illegal.

    The Good Versus the Bad – Illicit Insurance Acts in West Virginia

    Insurance carriers have a legal obligation to provide the agreed-upon terms of coverage to their policyholders. All West Virginia insurance policies include an implied covenant to act in “good faith” – this essentially includes treating policyholders fairly and with integrity, assisting with claims processing, and evaluating and paying a fair amount for covered losses without unreasonable delay. It can sometimes be difficult for an individual policyholder to collect the agreed-upon compensation. When insurance companies unfairly engage in illicit conduct related to their handling of your legitimate insurance coverage and they fail to meet their legal duties, this is known as “bad faith.” At Angotti & Straface Attorneys at Law, we hold insurance companies accountable for promises made.

    Legal Representation for WV Policyholders in Insurance Coverage Disputes

    If you have good reason to believe that you are being denied the insurance coverage you are entitled to receive and you have suffered financial losses and/or emotional distress as a result, you need a highly skilled and competent attorney who will aggressively fight for your rights. At Angotti & Straface Attorneys at Law, we understand all of the illegal tactics that insurers use to delay, deny, lowball, and otherwise fraudulently mishandle valid insurance claims.

    Our law firm holds insurance companies accountable for their illegal actions and takes an unyielding, aggressive stance against all liable parties, including the pursuit of punitive action when indicated. Our Insurance Dispute Team offers a complimentary initial consultation for West Virginia insurance policyholders involved in insurance coverage disputes in Weirton, Wheeling, Morgantown, New Martinsville, Moundsville, and the Panhandle Region of West Virginia. Let us know what is going on and learn more about your legal options. Call Angotti & Straface Attorneys at Law: (304) 292-4381. Don’t delay. The clock is already ticking.

    Serving Tyler, Hancock, Ohio, Wetzel, Brooke, and Marshall County, WV