Auto Insurance Dispute Lawyer – Morgantown, WV
Legal Representation for West Virginia Policyholders
The Law Firm You Can Trust
Is your auto insurance company refusing to honor the terms of your policy? Has your legitimate claim for a covered event been denied? Do you believe the handling of your claim is being unreasonably delayed or mishandled? If you are a victim of these or other “bad faith” insurance tactics, call the dedicated Auto Insurance Dispute Team at Angotti & Straface Attorneys at Law in Morgantown: (304) 292-4381. There is a very short statute of limitations and the clock is already ticking. Contact us immediately to protect your rights.
Illegal Auto Insurance Company Practices In West Virginia
Your motor vehicle insurance company is NOT allowed operate their business dishonestly or use unfair practices in their dealings with you. Some of the most common illicit acts of auto insurance companies that result in disputes include:
Auto Insurance Claim Denied in WV?
Injuries, Collisions and Comprehensive Covered Incidents
Auto insurance companies are in business to make a profit. Therefore, they tend to deny as many claims as possible – including valid claims in some cases. If you filed a legitimate auto insurance claim and are involved in a dispute with your own insurer, contact us for a free case evaluation. Angotti & Straface Attorneys at Law assists auto owners throughout West Virginia with recovering the compensation they are entitled to for insurance disputes including:
Did You Purchase Full Coverage and Not Get It?
One of the biggest misnomers and myths in the United States is “full coverage.” Legally, “full coverage” is nonexistent. In other words, there is no such thing as full coverage.
Many people believe they have full coverage — but they have been deceived. Such coverage does not, and likely will never, exist. This misleading term may cause more confusion and disputes than any of the other fake and obscure wording devised by the insurance industry.
Because “full coverage” is such a broad term, it means something different in every auto insurance policy and to every person. However, what your insurance policy does contain are the actual provisions of your coverage. If you believe your auto insurance carrier is improperly handling your claim or has denied a claim for a loss that is actually listed in your auto insurance policy, contact Angotti & Straface Attorneys at Law to learn more about your options. Our Auto Insurance Dispute Team is ready to fight for you in the Northern Panhandle and surrounding areas.
Was Your Claim for an Accident Involving an Uninsured/Underinsured Driver Denied?
Auto insurance companies in West Virginia must offer underinsured and uninsured driver coverage to policyholders. If a policyholder purchases this coverage, the insurance company is legally obligated to provide a form to the policyholder which must include: “the coverage offered and the rate calculation for the coverage, including, but not limited to, levels and amounts of the coverage available and the number of vehicles which will be subject to the coverage.” This form clearly indicates your coverage.
Your insurer may lead you to believe that this coverage is only available to compensate you for medical bills you paid related to the accident; however, you may be entitled to recover damages including medical expenses, future earnings, lost wages, therapy and rehabilitation costs, vehicle damage, pain, suffering, emotional distress, and wrongful death from the proceeds of this coverage. If you are involved in a dispute with your insurance company over a claim for a loss involving an underinsured or uninsured driver and you signed up for this coverage, contact Angotti & Straface immediately at: (304) 292-4381. There is a very short statute of limitations. Don’t delay.
Can My Auto Insurance Company Deny My Valid Claim?
Well, technically they can … but there will be consequences for them when you hire Angotti & Straface Attorneys at Law to handle your insurance dispute. The auto insurance policy that you hold with your insurer is a contract with specific terms. Our experienced motor vehicle insurance dispute team can review your policy and coverage to determine what the calculation for your loss should be and will work to secure the full financial compensation that you are entitled to receive. If we find intentional malice, your financial recovery may even be several magnitudes higher than the value of your initial claim.
Although your auto insurance company can deny your claim, you have every right to fight their denial and seek fair compensation for the losses that your insurance agency promised to reimburse you for. Our law firm handles claims and dispute negotiations and investigates insurers who have a history of routinely denying valid claims based on insignificant technicalities. If we discover that your automobile insurer has a proven history of abusing their position, we can determine whether you may also be able to file a bad faith insurance lawsuit. In the latter case, your insurer may be held liable to pay for your actual losses, as well as your attorney fees and additional penalties.
Effective Auto Insurance Dispute Legal Representation in West Virginia
When litigation against your auto insurance company becomes necessary, trust the resolution of your dispute to Angotti & Straface Attorneys at Law in Morgantown. Our firm has a proven track record of delivering effective legal counsel and representation you can rely on. Auto Insurance Dispute Team serves clients in Wheeling, Weirton, Moundsville, New Martinsville, and surrounding areas in and around the Northern Panhandle of West Virginia. Time is of the essence. Call now to protect your rights: (304) 292-4381.